Terms and Conditions – Union Cloak

Introduction

Welcome to Union Cloak! By accessing or using our online banking services, you agree to comply with and be bound by the following terms and conditions. If you do not agree with these terms, please refrain from using our platform.

These terms and conditions govern your use of our website, mobile application, and any other services provided by Union Cloak. We recommend that you read these terms carefully before proceeding.

1. Account Registration and Security
To access certain services on Union Cloak, you may need to register for an account. You are responsible for maintaining the confidentiality of your account credentials and any activities that occur under your account. Please notify us immediately if you suspect unauthorized access to your account.

2. Use of Services
You agree to use Union Cloak’s services only for lawful purposes and in accordance with our platform’s rules. You are prohibited from:

• Using our services for any fraudulent or illegal activity
• Engaging in behavior that harms, disrupts, or negatively impacts the platform
• Attempting to access or tamper with another user's account or personal data

3. Transactions and Payments
All transactions carried out through Union Cloak’s platform are subject to verification and approval. You are responsible for ensuring that the details you provide for payments and transfers are accurate and up to date.
We reserve the right to cancel or suspend transactions that violate our terms, involve fraud, or are deemed to be risky or suspicious.

4. Privacy and Data Protection
We value your privacy and are committed to protecting your personal data. Our use of your data is governed by our Privacy Policy, which outlines how we collect, use, and safeguard your information. By using Union Cloak, you consent to the collection and use of your data as described in our Privacy Policy.

5. Account Suspension and Termination
Union Cloak reserves the right to suspend or terminate your account if we detect any violations of these terms, suspicious activity, or unauthorized use. You may also request to close your account at any time by contacting customer support.

6. Limitation of Liability
Union Cloak will not be liable for any loss or damage arising from the use or inability to use our platform, including, but not limited to, lost profits, damages, or consequential losses. Our liability is limited to the extent permitted by applicable law.

7. Changes to Terms and Conditions
Union Cloak reserves the right to update or amend these terms and conditions at any time. We will notify users of any changes by updating the "Effective Date" at the top of this page. You are advised to regularly review these terms to ensure you are aware of any updates.

8. Governing Law
These terms and conditions shall be governed by and construed in accordance with the laws of the jurisdiction in which Union Cloak operates. Any disputes arising from these terms will be subject to the exclusive jurisdiction of the courts in that jurisdiction.

9. Contact Us
If you have any questions regarding these Terms and Conditions, please contact us at:

• Email: support@unioncloak.com
• Phone: +1 (800) 123-4567

Effective Date: 24th July 2024